I had my privacy violated and information sold for marketing and all I got was this lousy credit monitoring

But its better than nothing I suppose. If you're a member of the class (anyone who's gotten a loan for anything in the last 20 years) go to the Transunion Class action website to register.

Benefits include cash payout (likely very small and not worth it), 6-month credit monitoring plus cash, and 9-month monitoring, all free. Well, free now that your rights have been systematically violated for the last 20 years.

You must register by September 24th, so get there soon.